Loan Against Property
Loan Against Property, Explained Simply
You keep using the property — you just borrow against its value. Here's how it actually works.
BankLoanKart Team · 02 Nov 2026 · 1 min read · Loan Against Property
For many self-employed people, a loan against property is the most practical way to raise a large amount at a lower cost than an unsecured business loan.
See the LAP document checklist to get started.
Yes. Self-employed people and MSME owners are among the most common LAP borrowers.
Yes, LAP funds can be used for business expansion, machinery or working capital, subject to the lender's terms.
Usually yes, 2 to 3 years for self-employed applicants.
You keep using the property — you just borrow against its value. Here's how it actually works.
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